pay your Mortgage off Faster

We specialise in getting people better mortgages –
Save Interest, Pay them off quicker & Protect them.

Book a call

What are you looking to achieve?

I want to buy a home

I want to repay my mortgage in less than 10 years

I want to consolidate or re-finance my debt

I want to secure my families future

Helpful Calculators

Get an idea of what repayments might be and click ‘Get Started Now’ to learn more:

* If we can get you approved
* What interest rate & structure we can secure you
and more.

* It all starts by clicking ‘Get Started Now’

Our Happy Clients

Dixon and Kylee




The SMART Story

Rohit and Sangita started SMART in 2006 to help more people get into their homes, start property investment portfolios and advise them on how to get Mortgage Free FASTER.

SMART has evolved over the years to service mortgage and insurance clients across New Zealand to provide expert mortgage advice & protection services.

Including our ‘SMART Mortgage Rapid Repay Coaching Programme‘.

Along with our desire to help people break the ‘debt cycle’ we also support 2 charities close to our hearts – Child Fund International & The Cambodia Charitable Trust.

As business owners our role is not only to support our clients but also the wider community.

Meet The SMART Team

Our Thoughts

In our blog, you will find a variety of articles from the team, advice on investing, finance & insurance as well as a few fun articles.

Accelerate Your Mortgage

Accelerate Your Mortgage

By Rohit Ranchhod | Mortgage Broker Waikato | Pay off your Mortgage WAY faster   Are you eager to accelerate your mortgage repayment time and save big...

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Housing Market data 2021

Housing Market data 2021

Have you seen the latest housing data from September 2021?   There has never been a more important time to look at the important data if YOU want to get...

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