by Rohit Ranchhod | Apr 11, 2014 | Interest Rates, Mortgages, Property
Most of our current conversations are ‘Do I fix or do I refinance?’ What does this mean to you in terms of paying your mortgage faster? To refix with your existing bank gives you the bargaining power to get a good discount due to loyalty To refinance opens up your...
by Rohit Ranchhod | Sep 29, 2013 | First Home Buyers, Investment Property, Mortgages, Property, Real Estate
Are you a First Home Buyer looking to buy a home with less than 20% deposit? Did you know the reserve bank restrictions of limiting the lending to 80% of the value of the property, only applies to the registered banks in New Zealand? This ruling was not to stop first...
by Rohit Ranchhod | Aug 8, 2013 | First Home Buyers, Mortgages, Personal Loans, Property, Real Estate
With the reserve bank looking likely to introduce LVR restrictions to 80% of the property value, this would mean that purchasers would need to have a deposit of 20% to purchase a property or does it? It would be fair to say that most new home buyers would struggle to...
by Rohit Ranchhod | May 14, 2013 | First Home Buyers, Interest Rates, Money, Mortgages, Property, Real Estate
Imagine the possibilities of living debt free. Travel overseas, start a business, work part time, spend more time with the family, purchase investment property, renovate your home are just a few that come to mind. The possibilities are endless. SMART can help you...
by Rohit Ranchhod | Oct 16, 2012 | First Home Buyers, Investment Property, Mortgages, Property
Clever young people can and do buy rental properties as their first home. Many stay living at home with their mum and dad, while building up capital in their rental property. The logic of buying property to let out is that it’s cheaper for you to pay board or...
by Rohit Ranchhod | Jul 20, 2012 | Insurance, Property
You’re broke. You have no children. You hate the rellies. Trust me. Even you need to write a Will. There are lots of reasons to have a Will. You may own much-loved pets. Do you really want them being destroyed by the SPCA because a new owner can’t be...
