by Rohit Ranchhod | Sep 29, 2013 | First Home Buyers, Investment Property, Mortgages, Property, Real Estate
Are you a First Home Buyer looking to buy a home with less than 20% deposit? Did you know the reserve bank restrictions of limiting the lending to 80% of the value of the property, only applies to the registered banks in New Zealand? This ruling was not to stop first...
by Rohit Ranchhod | Aug 8, 2013 | First Home Buyers, Mortgages, Personal Loans, Property, Real Estate
With the reserve bank looking likely to introduce LVR restrictions to 80% of the property value, this would mean that purchasers would need to have a deposit of 20% to purchase a property or does it? It would be fair to say that most new home buyers would struggle to...
by Rohit Ranchhod | May 14, 2013 | First Home Buyers, Interest Rates, Money, Mortgages, Property, Real Estate
Imagine the possibilities of living debt free. Travel overseas, start a business, work part time, spend more time with the family, purchase investment property, renovate your home are just a few that come to mind. The possibilities are endless. SMART can help you...
by Rohit Ranchhod | Nov 30, 2011 | First Home Buyers, Investment Property, Mortgages, Property, Real Estate
Housing affordability declined over past two years. Housing affordability has declined over the past two years despite mortgage rates falling to their lowest levels since the 1960s. Statistics New Zealand’s household economic survey found that total housing...
by Rohit Ranchhod | Nov 30, 2011 | First Home Buyers, Investment Property, Mortgages, Property, Real Estate
A shortage of houses in the first-home buyers’ market over winter has caused a rise in multi-offer agreements, confusing those new to the real estate game. Multi-offer agreements are when more than one written offer is received for a property at one time,...
by Rohit Ranchhod | Nov 16, 2011 | First Home Buyers, Mortgages, Property, Real Estate
Young professionals who stayed at home with their parents during the recession were now driving competition in the market for first homes. Chief economist Tony Alexander said the need to spread wings, low interest rates, talk of housing shortages, rising rents and an...
