by Rohit Ranchhod | Sep 28, 2017 | First Home Buyers, Interest Rates, Investment Property, Mortgages
Is it time you had a mortgage review? Have your family’s needs changed since you last had a mortgage review? Banks are NOT the only solution for your lending requirements! There are many mortgage options available depending on your situation. If you have accumulated...
by Rohit Ranchhod | Feb 6, 2016 | First Home Buyers, Interest Rates, Mortgages
We have recently seen a couple of Banks advertising a concept of how to pay off your mortgage faster, whilst saving you thousands of dollars in interest paid over the term of the loan. Well, this idea has not sprung up overnight, it has been around for, many years...
by Rohit Ranchhod | Mar 12, 2014 | First Home Buyers, Interest Rates, Mortgages
Surprising to us at SMART that seventy-five per cent of Kiwi mortgages are either floating, or fixed for less than one year. The one year being offered is an attractive rate to the eye, however thought needs to be made on what sort of market you are then expiring...
by Rohit Ranchhod | Sep 29, 2013 | First Home Buyers, Investment Property, Mortgages, Property, Real Estate
Are you a First Home Buyer looking to buy a home with less than 20% deposit? Did you know the reserve bank restrictions of limiting the lending to 80% of the value of the property, only applies to the registered banks in New Zealand? This ruling was not to stop first...
by Rohit Ranchhod | Aug 8, 2013 | First Home Buyers, Mortgages, Personal Loans, Property, Real Estate
With the reserve bank looking likely to introduce LVR restrictions to 80% of the property value, this would mean that purchasers would need to have a deposit of 20% to purchase a property or does it? It would be fair to say that most new home buyers would struggle to...
by Rohit Ranchhod | May 14, 2013 | First Home Buyers, Interest Rates, Money, Mortgages, Property, Real Estate
Imagine the possibilities of living debt free. Travel overseas, start a business, work part time, spend more time with the family, purchase investment property, renovate your home are just a few that come to mind. The possibilities are endless. SMART can help you...
