by Rohit Ranchhod | Sep 28, 2017 | First Home Buyers, Interest Rates, Investment Property, Mortgages
Is it time you had a mortgage review? Have your family’s needs changed since you last had a mortgage review? Banks are NOT the only solution for your lending requirements! There are many mortgage options available depending on your situation. If you have accumulated...
by Rohit Ranchhod | Feb 6, 2016 | First Home Buyers, Interest Rates, Mortgages
We have recently seen a couple of Banks advertising a concept of how to pay off your mortgage faster, whilst saving you thousands of dollars in interest paid over the term of the loan. Well, this idea has not sprung up overnight, it has been around for, many years...
by Rohit Ranchhod | Apr 11, 2014 | Interest Rates, Mortgages, Property
Most of our current conversations are ‘Do I fix or do I refinance?’ What does this mean to you in terms of paying your mortgage? To refix with your existing bank gives you the bargaining power to get a good discount due to loyalty To refinance opens up your prospects...
by Rohit Ranchhod | Mar 12, 2014 | First Home Buyers, Interest Rates, Mortgages
Surprising to us at SMART that seventy-five per cent of Kiwi mortgages are either floating, or fixed for less than one year. The one year being offered is an attractive rate to the eye, however thought needs to be made on what sort of market you are then expiring...
by Rohit Ranchhod | May 14, 2013 | First Home Buyers, Interest Rates, Money, Mortgages, Property, Real Estate
Imagine the possibilities of living debt free. Travel overseas, start a business, work part time, spend more time with the family, purchase investment property, renovate your home are just a few that come to mind. The possibilities are endless. SMART can help you...
by Rohit Ranchhod | Jun 15, 2012 | First Home Buyers, Interest Rates, Investment Property, Mortgages, Property
Recently you may heard in the press that the banks are having a price war. This is a great opportunity for bank customers with home loans to obtain better interest rates. (even if you are on a fixed rate). If you find yourself to busy and unable to go to the bank or...
