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Why Should You Have A Mortgage Review

Why Should You Have A Mortgage Review

by Rohit Ranchhod | Sep 28, 2017 | First Home Buyers, Interest Rates, Investment Property, Mortgages

Is it time you had a mortgage review? Have your family’s needs changed since you last had a mortgage review? Banks are NOT the only solution for your lending requirements! There are many mortgage options available depending on your situation. If you have accumulated...
How to Pay off Your Mortgage Faster

How to Pay off Your Mortgage Faster

by Rohit Ranchhod | Feb 6, 2016 | First Home Buyers, Interest Rates, Mortgages

We have recently seen a couple of Banks advertising a concept of how to pay off your mortgage faster, whilst saving you thousands of dollars in interest paid over the term of the loan. Well, this idea has not sprung up overnight, it has been around for, many years...
To Fix or to Refinance your Mortgage

To Fix or to Refinance your Mortgage

by Rohit Ranchhod | Apr 11, 2014 | Interest Rates, Mortgages, Property

Most of our current conversations are ‘Do I fix or do I refinance?’ What does this mean to you in terms of paying your mortgage? To refix with your existing bank gives you the bargaining power to get a good discount due to loyalty To refinance opens up your prospects...
Mortgage rates are likely to rise – so what does this mean to you and your home lending?

Mortgage rates are likely to rise – so what does this mean to you and your home lending?

by Rohit Ranchhod | Mar 12, 2014 | First Home Buyers, Interest Rates, Mortgages

Surprising to us at SMART that seventy-five per cent of Kiwi mortgages are either floating, or fixed for less than one year. The one year being offered is an attractive rate to the eye, however thought needs to be made on what sort of market you are then expiring...
Want to live a debt free lifestyle?

Want to live a debt free lifestyle?

by Rohit Ranchhod | May 14, 2013 | First Home Buyers, Interest Rates, Money, Mortgages, Property, Real Estate

Imagine the possibilities of living debt free. Travel overseas, start a business, work part time, spend more time with the family, purchase investment property, renovate your home are just a few that come to mind. The possibilities are endless. SMART can help you...
Review your home loan interest rate TODAY!

Review your home loan interest rate TODAY!

by Rohit Ranchhod | Jun 15, 2012 | First Home Buyers, Interest Rates, Investment Property, Mortgages, Property

Recently you may heard in the press that the banks are having a price war. This is a great opportunity for bank customers with home loans to obtain better interest rates. (even if you are on a fixed rate). If you find yourself to busy and unable to go to the bank or...
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Home Buyers Guide

Home Buyers Guide

Download our FREE guide for Home Buyers Guide. Includes smart rules for purchasing property, different ways to raise a deposit, insider tips and tricks for viewing homes and much more.

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