by Rohit Ranchhod | Sep 28, 2017 | First Home Buyers, Interest Rates, Investment Property, Mortgages
Is it time you had a mortgage review, or are you interested in paying off your mortgage faster? Have your family’s needs changed since you last had a mortgage review with a mortgage broker? Would you like to pay down your mortgage faster? Banks are NOT the only...
by Rohit Ranchhod | Sep 29, 2013 | First Home Buyers, Investment Property, Mortgages, Property, Real Estate
Are you a First Home Buyer looking to buy a home with less than 20% deposit? Did you know the reserve bank restrictions of limiting the lending to 80% of the value of the property, only applies to the registered banks in New Zealand? This ruling was not to stop first...
by Rohit Ranchhod | Oct 16, 2012 | First Home Buyers, Investment Property, Mortgages, Property
Clever young people can and do buy rental properties as their first home. Many stay living at home with their mum and dad, while building up capital in their rental property. The logic of buying property to let out is that it’s cheaper for you to pay board or...
by Rohit Ranchhod | Jun 15, 2012 | First Home Buyers, Interest Rates, Investment Property, Mortgages, Property
Recently you may heard in the press that the banks are having a price war. This is a great opportunity for bank customers with home loans to obtain better interest rates. (even if you are on a fixed rate). If you find yourself to busy and unable to go to the bank or...
by Rohit Ranchhod | Jun 14, 2012 | First Home Buyers, Interest Rates, Investment Property, Money, Mortgages, Property
The low growth residential mortgage market has created a new phenomenon with banks now prepared to cough up break fees to help win business from customers on fixed-term loans with rival banks. One mortgage broker with over a decade’s experience says such action is...
by Rohit Ranchhod | Nov 30, 2011 | First Home Buyers, Investment Property, Mortgages, Property, Real Estate
Housing affordability declined over past two years. Housing affordability has declined over the past two years despite mortgage rates falling to their lowest levels since the 1960s. Statistics New Zealand’s household economic survey found that total housing...
