by Rohit Ranchhod | Jun 29, 2017 | Kiwisaver
By Rohit Ranchhod | Smart Brokers | Mortgage Broker Maybe when you started work you were just placed in a Kiwisaver scheme. Kiwisaver is the quickest way to build both a first home deposit & security for your retirement. The government gives you over $500 a...
by Rohit Ranchhod | Apr 11, 2014 | Kiwisaver, Money
If you are a Kiwisaver member then you may be able to qualify for the member tax credit. To get the full Member Tax Credit from the Government you will need to contribute at least $1,042.86 before the 30th June 2014 to your Kiwisaver (conditions apply). If you...
by Rohit Ranchhod | Mar 12, 2014 | First Home Buyers, Interest Rates, Mortgages
Surprising to us at SMART that seventy-five per cent of Kiwi mortgages are either floating, or fixed for less than one year. The one year being offered is an attractive rate to the eye, however thought needs to be made on what sort of market you are then expiring...
by Rohit Ranchhod | Oct 16, 2012 | First Home Buyers, Investment Property, Mortgages, Property
Clever young people can and do buy rental properties as their first home. Many stay living at home with their mum and dad, while building up capital in their rental property. The logic of buying property to let out is that it’s cheaper for you to pay board or...
by Rohit Ranchhod | Jun 14, 2012 | First Home Buyers, Interest Rates, Investment Property, Money, Mortgages, Property
The low growth residential mortgage market has created a new phenomenon with banks now prepared to cough up break fees to help win business from customers on fixed-term loans with rival banks. (feel free to discuss any of the topics in this article with a free chat...
