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The adviser’s task is to help you identify the risks that you or your business may be exposed to. He or she can then advise you on what risks should be insured against, and then if you agree, the broker will canvas the insurance market to obtain the best insurance protection to meet your needs, at a competitive price.The broker then arranges the insurance policy and documentation. He or she can also help you with information when required, especially if you have a claim, and your broker will remind you when policies are due for renewal or amendment.